Feng Shui and Toilets

Posted Date: Jul 15, 2010 By: Joey Yap

Toilet in Feng Shui Toilet, washroom, WC, ladies, gentlemen, restroom, lavatory, loo – a toilet is a toilet by any other name. But in Feng Shui, its positioning matters, according to Joey Yap Toilet in Feng Shui The toilet has been given a lot of bad press in Feng Shui – is it true that it flushes away wealth, relationships and other good things in life? While some readily place little trinkets in their washrooms in hopes of ‘preventing money from being flushed away’, others go as far as to structurally relocate their toilets to another sector of the house. Which begs the question: Where is the best sector for toilets to go, if any? Three Crucial Factors  Before we go into that matter, let us first get acquainted with some Feng Shui basics – the ‘Three Important Factors’ – when assessing the Feng Shui of any property. These three factors are the main door, kitchen, and bedroom. Main Door is the threshold between Yin (internal) and Yang (external), and therefore acts as the ‘Mouth’ where Qi (energy) enters the property. A good Main Door ensures that the entire building receives a healthy amount of Qi. Kitchen in fact refers to the stove. The stove is crucial because this is where food is cooked. When food is cooked, it transforms from one state (Yin) to another (Yang). A stove located in a prosperous sector of the house ensures the occupants are well-nourished and healthy. Bedrooms are where most of our time is physically spent  to replenish our bodies (Yin) after a hard day’s work (Yang). As such, the location of the bedroom directly affects the health and emotional well-being of its occupants. Generally, a well-supported bedroom is one that ‘sees’ a hill or higher ground externally – this is where the Qi is stable and sentimental (versus fast-moving and aggressive). Avoid Aligned Doors  How about the toilet? Well, it becomes a problem when the main door of a house is directly aligned with the bathroom door. What happens is that when Qi enters the property through the main door, it flows straight into the toilet – thus, not allowing it to meander and flow throughout the entire building. As such, occupants will not be able to benefit from any energy that enters the property. This is especially true when the distance after entering the main door to the toilet door is less than 10 feet apart. In the long run, this condition depletes the positive life force (Yang Qi) of the people in the house.   Today, there are those who spend up to hundreds of thousands ringgit to beautify their lavatories. For as long it is kept clean, there should not be any Feng Shui fuss about toilets. After all, no one can live without it, so apply some common sense! Joey Yap is the founder of the Mastery Academy of Chinese Metaphysics, a global organization devoted to the teaching of Feng Shui, BaZi, Mian Xiang and other Chinese Metaphysics subjects. He is also the bestselling author of over 30 books on Feng Shui, Chinese Astrology, Face Reading and Yi Jing, many of which have topped the Malaysian and Singaporean MPH bookstores’ bestseller lists. Sources from : http://www.iproperty.com.my/news/2293/Feng-Shui-and-Toilets

3rd House Maximum 70 percent home loan

OMG, really a bad news for me. Yesterday not only bad news of us Democratic loss of the House. Bank Negara Malaysia is imposing with immediate effect the maximum loan-to-value (LTV) ratio of 70% for the third house financing facility taken by a borrower as it seeks to curb “excessive investment and speculative activity in the residential property market”.

Below is the entire statement issued by Bank Negara:

Measures in Promoting a Stable and Sustainable Property Market and Sound Financial and Debt Management of Households Bank Negara Malaysia wishes to announce with immediate effect the implementation of a maximum loan-to-value (LTV) ratio of 70%, which will be applicable to the third house financing facility taken out by a borrower.

Financing facilities for purchase of the first and second homes are not affected and borrowers will continue to be able to obtain financing for these purchases at the present prevailing LTV level applied by individual banks based on their internal credit policies.

The measure aims to support a stable and sustainable property market, and promote the continued affordability of homes for the general public.

At the national level, residential property prices have increased steadily in tandem with economic development and the rise in income levels.

This aggregate growth trend remains largely manageable and has not deviated from the long term trend in residential property prices.

In the more recent period, however, specific locations, particularly in and around urban centres, have experienced faster growth, both in the number of transactions and in house prices.

This is further supported by an increase in financing provided for multiple unit purchases by a single borrower, suggesting increasing investment activity that is of a speculative nature.

What a bad news, not only me but i think for all investor must be very upset. There are so many developer waiting to launch their project end of this year, i think they must use more strategic to sell the unit now. For example rebate up to 20%, or the down payment can use installment. I got no mood for today already.

In the very short term i think the price still not going down yet. They will still maintain the price until mid of next year see how is the property sale. Those project planning to sell on next year will monitor the other developer sale result already launch.

Source from: http://mytotallyproperty.com/blog1/